We Cover Your Fraud Losses, So You Can Focus on Growth.

Fraud Detection with Coverage That Protects Your Business.

Fraud losses hurt businesses, but managing them doesn’t have to be your problem. Instnt helps you detect fraud with AI-driven modeling and shifts residual fraud losses to A-rated insurers—removing them from your balance sheet and protecting your revenue.
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Eliminating Fraud Losses

What Instnt Does for Your Business

  • Detects fraud risk with AI-powered modeling
  • Shifts approved fraud losses to A-rated insurers
  • Reimburses fraud losses in under 30 days
  • Works with your existing fraud stack for seamless integration

No operational disruption. No unexpected fraud losses. Just business growth with confidence.

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Instnt provides AI-driven fraud detection and loss protection so you can confidently accept customers while keeping fraud off your books.

  • Financial Protection: Fraud losses are indemnified up to $100M.
  • Seamless Integration: Works alongside your existing tools with low-code deployment.
  • Compliance-Ready: Built-in KYC and identity assurance for peace of mind.
  • Fast Reimbursement: Approved fraud losses are reimbursed in 30 days.
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Instnt provides Day-Zero to Day-N identity assurance that warranties each accepted user, indemnifying businesses up to $100MM in fraud loss liability protection so businesses can focus on growth instead of fraud and compliance management.

Features

Instnt Verify™ – Continuous Identity Assurance

Instnt Verify

Instnt Access™ – One-Click Signup

Instnt Access

Collective Intelligence – Fraud Prevention at Scale

Collective intelligence

Account takeover protection

Account takeover protection

Automated Fraud Defense – Botnet & Attack Prevention

Botnet and automated

Behavioral & Device Intelligence

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FAQ’s

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DevHub

Plug-and-play zero code integration that gets you up and running with Instnt in minutes

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How do we work

1

WALK US THROUGH YOUR CUSTOMER JOURNEY

First, tell us about the data you collect when online customers sign up for a new account: from name, to address, to phone number, to anything else that your business requires.
WALK US THROUGH YOUR
2

Let our artificially intelligent machines do the heavy lifting

You tell our AI what fraud risk and compliance checks you want us to run on the user signing up. Then, configure PKI keys to encrypt your data so it always remains secure. Don’t worry - you don’t have to write any orchestration rules, it’s as easy as flipping a switch on or off.
Let our artificially
3

Integrate our platform with our low-code SDKs and no-code options

It’s your sign-up journey—and we keep it that way. We generate a single line of JavaScript that you can plug into your website or app, with no disruptions to your application.
our platform

Our fully stacked solution provides Day-Zero to Day-N identity assurance and fraud prevention

Continuous identity assurance.

Fraud loss warranty.

AML/KYC checks and account monitoring.

Fully AI managed platform

Web3 Decentralized Identity

Customizable workflows and notifications

Accept and onboard customers with one-click Portable KYC

Instnt is the first portable KYC solution that lets a business's good customers access any product or service with a single click, without having to go through multiple sign-ups, varying sign-up experiences, repeated personal data collection, KYC AML compliance re-verification, and re-authentication friction.
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Product Sheet

What does Instnt's Portable KYC solution do for your business?

Instnt empowers businesses to allow their customers to frictionlessly reach their products and services with one click. Businesses no longer need to trade off customer experience with their security, risk, and compliance requirements.
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Instnt Access™ complements Instnt Accept™ by employing the Hyperledger blockchain and web3 decentralized identity standards including verifiable credentials to allow businesses to eliminate customer onboarding friction and reduce risks and liabilities from data breaches while gaining decentralized identity capabilities. And of course, it comes with our standard fraud loss indemnification of up to $100MM so businesses can focus on growth instead of fraud and compliance management.

Our full-stack solution provides one-click sign-up and sign-on for consumers, enabling frictionless acceptance and onboarding experiences.

One click frictionless consumer onboarding

Single Sign-up for open banking cross-product access

Risk and Security level of assurance based assertion

Managed Hyperledger blockchain for non-repudiation

Embedded OEM Verifiable Credential Identity wallet

Managed Credential Issuer and Verifier

Managed Credential Revocation for lost devices

W3C Decentralized Identity support

Up to $100MM in fraud loss protection

Protect transactions and prevent account takeover fraud risk with continuous identity assurance

Instnt Verify™ is a continuous identity assurance solution enabling businesses to validate transactions from authorized account owners. This solution stops account takeovers and helps businesses gain identity assurance from account opening on Day-zero to transactions on Day-N.
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Product Sheet

Our fully stacked solution provides Day-Zero to Day-N identity assurance and fraud prevention

Obtain continuous identity assurance.

Account takeover protection.

Transaction fraud prevention.

Behavioral and device intelligence.

Enable your business to validate transactions.

Prevent account takeover fraud.