Fraud is inevitable. Fraud loss isn’t.

Businesses lose millions to fraud every day, but fraud losses aren’t insurable. We’re changing that. Instnt combines Fraud Loss Insurance, a new line of P&C insurance backed by global A rated insurers, with our fully explainable AI, proven fraud loss reduction strategies and sophisticated identity analytics.

Move Past Fraud Loss.

Real Businesses. Real Results. Zero Fraud Losses.

Shift fraud loss liability to top insurers, removing the financial burden from your balance sheets. Recover losses in 30 days and scale by reducing negative financial exposure — See How Instnt Can Help You.

Fraud Protection That Eliminates Financial Risk.

With AI-powered underwriting, loss reduction technology and insurance coverage for most identity fraud, businesses can approve more customers without fear of losses — Explore the Instnt Solution.

The Instnt Advantage.

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Lightning Bolt

Eliminate Fraud Losses for Good

Shift liability off your books and onto A rated insurers.

Improve Margins

AI-Driven Risk Assessment

Custom policies tailored to your required level of assurance.

Protect Your Revenue

Quick Settlement Of Claims

Receive insurance payouts within 30 days.

Unprecedented Protection

Why Your Business Needs Instnt.

Your First Line of Defense Against Fraud Loss

Instnt combines thousands of predictive signals in under 2 seconds to identify fraud threats and reshape your losses.

Industry Pioneer

Licensed producer of Fraud Loss Insurance.

Expansive Protection

Able to protect businesses from a wide variety of fraud throughout the customer lifecycle, including synthetic ID and third-party fraud, first-party credit default fraud, account takeover fraud and more.

Reliable Infrastructure

Backed by SLAs, SOC2 compliant, secure non-stop multi-region cloud-based SaaS technology.

Cutting-edge Technology

Reducing fraud loss, boosting conversions and processing claims to improve cash-flows, margins and Tier-1 capital ratios.

Customized Pricing

Premiums are priced to your budget, fraud risk exposure and growth goals, subject to underwriting. Performance based SaaS usage fees may apply to certain transactions.

Quick and Easy Integration

Get up and running quickly with no-code and low-code SDK options to eliminate your fraud losses.

Featured In

Instnt’s identity fraud loss solution and its seasoned leadership team have been recognized by industry-leading media.

Get Instnt Protection

Shift your fraud loss liability to AM Best A rated insurers, removing the financial burden from your balance sheets.