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Third-Party Fraud

40% of financial institutions saw an increase in fraud-related losses in 2024.

Source: PYMNTS

First-Party Fraud

New-account fraud reached $5.3 billion on 2023.

Source: AARP

Account Takeover Fraud

Account takeover fraud resulted in nearly $13 billion  in losses in 2023.

Source: AARP

Synthetic Identity Fraud

2023 financial losses due to synthetic identity fraud were between $20m and $40m.

Source: Fintech Global

Why Choose  Insnt?

Despite advancements in fraud detection, businesses remain financially liable for fraud losses. Instnt has two steps: detect fraud risk and eliminate financial exposure, setting it apart from traditional fraud solutions.

Fraud happens. Businesses shouldn’t have to pay the price.

Groundbreaking Fraud Loss Insurance

Businesses no longer absorb fraud losses. Instead, the risk is transferred to AM Best A-rated insurers.

ML-Driven Risk Decisioning

Insnt’s platform detects and mitigates fraud and moves residual losses through insurance, reducing reliance on reactive fraud management.

Seamless Integration

Instnt’s no-code, low-code integration enables businesses to instantly activate fraud loss protection aligned with their existing systems.

Quick and Easy Payouts

Unlike standard insurance claims, Instnt’s claims are submitted seamlessly and electronically, and fraud losses are reimbursed within 30 days.

Insurance Leaders

Supported by AM Best A-rated insurers and global reinsurance providers, Instnt’s fraud loss insurance solution for businesses provides unmatched financial security and protection.

Benefits of Instnt

When you choose Instnt’s Identity Fraud Loss Insurance, you gain access to unmatched value, with AI technology and insurance-backed recovery integrated into a single solution: