Fraud Risk ROI Calculator

Fraud Loss ROI Calculator — Instnt

Fraud is inevitable. Fraud loss isn't.

ROI Calculator

How much is fraud
actually costing you?

See your estimated annual fraud exposure — and how Instnt's Fraud Loss Insurance can transfer that risk to AM Best A-rated reinsurers.

Your numbers
New accounts opened or transactions processed per year
100,000 1K — 10M
Typical loan amount, account balance, or transaction size
Industry range: 0.10%–0.25%. Default reflects typical mid-market rate.
Annual spend on fraud detection software, KYC vendors, manual review, etc.
Your estimated exposure
Annual fraud exposure
Based on your inputs
Estimated insured recovery
80–90% of exposure covered
Estimated net annual savings
Recovery minus illustrative premium
Payback period
Months to break even on premium
Premium estimate uses 0.05% of total transaction value as a conservative placeholder. Actual pricing depends on risk profile and volume. Recovery range reflects 80–90% coverage scenarios.

Get your full analysis

A personalized breakdown from our team — no commitment required.

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You're all set!

Amy Penn, SVP Sales will review your numbers
and be in touch within 1 business day.

In the meantime, visit instnt.ai to learn more about Fraud Loss Insurance.