Built for the institutions that carry identity-fraud loss
Whatever you onboard — deposits, cards, loans, funded accounts — verified identities still turn out to be fraud. Instnt insures that loss. Choose your vertical for segment-specific stats, ROI framing, and a tailored path.
Banks
Fraud charge-offs land against your allowance and your CET1 — and every dollar of provision is a dollar not deployed into lending. Instnt insures verified-but-fraudulent identity losses so capital funds growth, not write-offs.
ExploreCredit Unions
A credit union cannot issue stock — retained earnings are your only source of capital. That makes every fraud loss a permanent reduction in net worth, paid for by your members. Instnt insures it instead.
ExploreFintechs & Neobanks
High-velocity onboarding is your growth engine and your fraud surface. Instnt insures the fraud that beats detection so you can approve more good customers without absorbing the losers.
ExploreBNPL Providers
Instant approvals and thin files make BNPL a magnet for first-party and synthetic-identity fraud. Instnt insures the fraud loss that detection can’t stop, so default doesn’t become your problem alone.
ExploreNot sure which fits? Start with an assessment
We’ll size your identity-fraud exposure and show what’s insurable.